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LV= Travel Insurance

Award winning Travel Insurance from LV=

Whether you’re planning a week in the Cotswolds or a cruise around the world, you’ll love LV=’s award-winning travel insurance. Their cover comes with great features and benefits, offers no upper age limit on single-trip policies, plus they’ll even consider all pre-existing medical conditions. With two levels of cover to choose from, you can rest assured, knowing you’ve chosen great value cover that’s highly rated and you can save 5% thanks to your exclusive CSMA Club member discount, so why not get a travel quote today?

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CSMA Club Member Benefits

  • Get an exclusive 5% discount off LV= public prices
  • 10% discount for existing LV= car and home insurance customers
  • Save 10% when you buy online
When more than one discount is relevant, each is applied individually.

Great reasons to insure your trip with LV= Travel Insurance

With LV= travel insurance, you can enjoy your holiday knowing you’re covered:

  • Choose from LV=’s Essential policy or their Defaqto 5 Star rated Premier policy
  • Up to £10,000 cancellation cover on LV=’s Premier policy – peace of mind should you become unwell
  • Cruise cover on LV=’s Premier policy included as standard on all annual multi-trip travel insurance policies
  • All pre-existing medical conditions considered
  • Choice of annual multi-trip (age restrictions apply) or single trip policies
  • Up to £10million emergency medical cover
  • 24 hour UK emergency helpline

Plus optional extras to give you cover for your baggage and cover for winter sports.

Call 0800 202 8179

You must be a member of CSMA Club and logged in to take advantage of this offer.


Tailor your cover

Choose from the following extras to enhance your travel insurance – meaning you only pay for what you need.

Baggage, personal belongings and money

If your things get lost or stolen, LV= will cover your luggage, valuables and other possessions (like skis and golf clubs).

Winter sports cover

Cover for personal accident, personal liability and emergency medical expenses while out on the slopes.

Cruise Cover

Cruise cover is already included on all annual multi-trip LV= travel insurance policies, but if you’re taking out single-trip cover, you’ll need to add it on if you’re taking a cruise holiday. Their cruise cover includes compensation if a scheduled port stop is cancelled, cover to re-join your cruise after illness and cabin confinement benefit should you become unwell during your trip.

Policy Documents

Find out everything you need to know including what’s covered and travel insurance optional extras in the LV= policy documents below

Document of Travel Insurance » (PDF 491KB)

Travel Insurance Policy Summary » (PDF 412KB)

Important Information » (PDF 364KB)

 Travel Insurance FAQs

Will I get a discount on my travel insurance as a CSMA Club member?

Yes, CSMA Club members can save 5% off general public LV= travel insurance prices.

What’s the difference between Essential and Premier cover?

LV= offer two levels of travel insurance; Essential and Defaqto 5 Star rated Premier. Both levels of cover can be for single-trip or annual multi-trip policies. 


  • Up to £10m emergency medical cover
  • Up to £5,000 if you need to cancel your trip before you travel due to unexpected illness
  • No upper age limit on single trip policies and cover for up to 80 years old for annual multi-trip policies


  • Up to £10,000 if you need to cancel your trip before you travel due to an unexpected illness
  • Cover if your transport, accommodation or travel provider goes bust
  • Compensation if the transport you're using to reach your destination is delayed
  • Up to £10,000 if you have to cancel your trip e.g. because of bad weather, ash clouds or strikes
  • Up to £10,000 to reach your destination or return home if you miss your pre-booked transport – e.g. if you miss your flight because of a delayed train
  • Up to £10m emergency medical cover
  • No upper age limit on single trip policies and cover for up to 80 years old for annual multi-trip policies 
Full details can be found in the Document of Travel Insurance

Will LV= consider my pre-existing medical conditions?

Yes, LV= will consider all pre-existing medical conditions. If cover is needed, all medical conditions for everyone included on the policy must be disclosed. If LV= are unable to provide cover for anyone's specific conditions, these will be shown as excluded from cover on your policy schedule.

LV= may charge you for providing cover for any pre-existing conditions. To remove any confusion at the point of claim, they'll either be able to provide cover for all of someone’s pre-existing conditions or none of them. This means they won't cover some conditions and not others and for this reason it is very important that they're told of all conditions (for everyone on the policy), including symptoms and any investigations.

Do LV= have any age limits?

There is no upper age limit on single trip policies, and annual multi-trip policies are available to travellers aged less than 80 years.

Can I add baggage cover?

Yes, baggage, personal belongings and money can all be covered by tailoring your policy with the travel insurance optional extras. You can cover your luggage (including skis and golf clubs), personal items and your travel money with these additional levels of cover:

£2,000 with the Essential policy

  • total valuables limit £300
  • single item limit £300

£3,000 with the Premier policy

  • total valuables limit £500
  • single item limit £500

£500 for money (on Essential and Premier policies)

  • up to £300 cash

Contact LV=


To make any amends or to renew your policy call the LV= service team on 0800 707 6966


If you need to make a claim, call the LV= claims team on 0800 707 6967

Pre-Travel Advice Line

If you need any assistance or have queries before you travel, call the LV= team on 0800 707 6971

Emergency 24 Hour Assistance

You must tell LV= immediately if you are taken into hospital or you think you may have to come home early or extend your journey because of illness or injury.

Outside the UK +44 1243 621 537

Within the UK 01243 621 537

Opening hours

LV= travel insurance sales and service lines are open:

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and Bank Holidays

Claims Line

8am – 8pm Monday to Friday 8am – 4pm Saturday 

For TextDirect call 18001 followed by the advertised number.

LV= may record and/or monitor your calls for training and audit purposes.

You can also write to LV= at the following address:

County Gates

LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333

Terms & Conditions

Our terms of business can be found here.

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